ERISA Risk Management

Rick Unser, AIF, QPFC, CRPS
ERISA Risk Management Consultant

Rick Unser is a benefits professional with more than 12 years working with individuals and corporations in the retirement market. A producer and advisor for Lockton Financial Advisors and Lockton Investment Advisors, Rick oversees the retirement services practice in Lockton’s three Southern California offices.

Rick specializes in defining, understanding, and developing creative solutions to clients’ complex needs in qualified and nonqualified plan management. He works closely with companies to develop and implement a strong fiduciary oversight process, investment monitoring parameters, vendor management benchmarks, plan design guidance, and targeted participant education campaigns.

Rick leverages his earlier experience as a personal financial advisor with his expertise in the corporate retirement industry to offer clients a depth of understanding from the perspective of both a plan sponsor and participant, a vantage point uncommon in the industry.

Recognized in the industry for his expertise, Rick has authored articles on various retirement plan topics including fiduciary issues, plan compliance, legislative, regulatory and judicial updates and participant education. In addition, he has spoken about many of these topics at conferences sponsored by Plan Sponsor, Profit Sharing Council of America, LIMRA and others.

Rick is actively involved in the Los Angeles community. He supports organizations such as the Hermosa Beach Education Foundation, coaches for the American Youth Soccer Organization, and serves on the board of Big Brothers Big Sisters of Greater Los Angeles and Inland Empire.

Professional Services

Rick Unser works with the investment committees of qualified retirement plan sponsors with greater than $10 million in retirement plan assets to:

1. Establish effective fiduciary governance
2. Ensure excellence in plan operations
3. Create positive participant experiences

He has obtained the Accredited Investment Fiduciary, Qualified Plan Financial Consultant, Chartered Retirement Plan Specialist Certified Retirement Counselor designations.

His focus is to continually expand his knowledge and experience to provide top notch guidance and service to his current and prospective clients.